Level 4 Home CarePackages Explained
Home care packages are designed to help older Australians stay independent and comfortable in their own homes. They’re part of a government-funded program that provides support tailored to your needs. From basic help with household tasks to more advanced medical care, home care packages offer a flexible way to maintain your quality of life.
Among the four levels of care, the level 4 home care package offers the highest level of support. It’s ideal for people with complex or high care needs who require extra help to manage daily tasks and health needs.
What is a level 4 home care package?
To qualify for a home care package at level 4, you need to meet specific age and care needs criteria. Aboriginal or Torres Strait Islanders must be 50 or older to apply for a home care package, while non-Indigenous Australians must be 65 or older to qualify.
You’ll also need to go through an assessment by the Aged Care Assessment Team (ACAT). This assessment helps determine your care needs and whether a level 4 package is right for you.
Here’s how the process works:
Advanced personal care
Assistance with daily activities like showering, dressing, grooming and mobility to ensure comfort and safety.
Specialised health services
Access to clinical care such as nursing, physiotherapy, wound care and medication management.
Daily living support
Help with cooking, cleaning, laundry and other tasks to maintain a well-organised and functional home environment.
Social and community support
Transportation, companionship and assistance with staying connected to the community.
Who is eligible for a level 4 home care package?
To qualify for a home care package at level 4, you need to meet specific age and care needs criteria. Aboriginal or Torres Strait Islanders must be 50 or older to apply for a home care package, while non-Indigenous Australians must be 65 or older to qualify.
You’ll also need to go through an assessment by the Aged Care Assessment Team (ACAT). This assessment helps determine your care needs and whether a level 4 package is right for you.
Here’s how the process works:
Contact My Aged Care
You can call or visit their website to start the assessment process.
Have an ACAT assessor visit your home
They’ll ask you questions about your health, mobility and the support you need in your daily life.
Wait for approval
Once your assessment is complete, you’ll receive approval for a home care package at the level that suits your needs.
If you’re waiting for your ACAT assessment or approval, you can access interim support through programs like the Commonwealth Home Support Programme or private care services. This can help you get started while you wait.
How much does a level 4 home care package provide?
A level 4 package provides significant funding to cover the cost of your care. The government contributes approximately $5,097 per month (or $62,013.50 per year) to support your needs.
Your total homecare funding will comprise of:
Government contribution
This covers most of your care expenses.
Income-tested care fee
You may need to contribute a small amount depending on your financial situation. These fees are capped to ensure affordability.
The funding can be used to access a variety of services, but it’s important to make the most of every dollar. By self-managing your package or choosing efficient care providers, you can maximise your available hours and services.
How many hours of care can a level 4 package provide?
If you’re feeling unsure about fees or costs, we’re here to guide you. We’ll walk you through your care options, help you understand your package and work with you to make the most of your funding so you can access the care you deserve.
Hourly service rates
Costs depend on the type of service and provider you choose.
Management fees
Self-managing your package reduces administrative fees, leaving more funds available for care services.
If you’re uncertain about fees or the costs involved, the team at Homecare My Way is here to help. We’ll guide you through your care options, explain your package and ensure you make the most of your funding to receive the care you need.
What services can you access with a level 4 package?
A level 4 home care package covers a wide range of services to support your health, safety and independence.
This can include the following:
Personal care
Get support with showering, dressing, grooming, managing continence if necessary as well as moving around safely to stay comfortable and maintain your daily routines.
Help around the house
Whether it’s cleaning, doing the laundry or preparing meals, this service keeps your home tidy and ensures you’re eating well.
Health support
Access nursing care, help with managing medications and services like physiotherapy, podiatry or other therapies to keep your health on track and improve your well-being.
Social and community support
Stay connected with assistance for attending social events, companionship visits or transportation to appointments and activities in your community.
Home safety and modifications
Get help with installing safety features like ramps, rails or other mobility aids to make your home easier and safer to navigate.
Respite care
Take a break with short-term day or overnight care for you or your carer, giving both of you some much-needed downtime.
Independence aids
Access tools and equipment that support mobility, communication or personal care, helping you stay as independent as possible.
Home and garden maintenance
Get assistance with light maintenance tasks to keep your home and garden safe, tidy and manageable.
Keep in mind that some things aren’t covered by a home care package, such as:
- Major gardening jobs, like landscaping, tree removal or adding water features.
- Housing costs, such as rent or mortgage payments.
- General household furniture that isn’t necessary for mobility or care.
- Phone or internet bills, unless needed for specific care-related purposes.
- Services or items funded through Medicare, government programs or private health insurance, such as glasses, dentures or certain medications.
Your care provider will work with you to determine if a service fits within your package. To be approved, it needs to directly support your care goals, enhance your wellbeing or help you live safely and independently at home.
Remember, your home care package is meant to complement existing health services, such as those provided by your GP or hospital. These should still be your go-to for broader medical needs or treatments.
Making the most of your level 4 home care package
To get the most out of your level 4 home care package, it’s essential to plan carefully and prioritise your needs. Here are some practical tips to help you maximise your funding and services:
Review your care plan regularly
Your needs may change over time. Make sure your care plan is updated to reflect what matters most to you.
Focus on essential services
Prioritise the care options that have the biggest impact on your daily life, such as mobility support or health management.
Consider self-management
Managing your own home care package can reduce fees and give you greater control over how your funding is used.
Work with your provider
Collaborate with your care provider to ensure your services are delivered efficiently and effectively.
Start your level 4 home care journey today
A level 4 home care package provides the highest level of support, helping you stay independent and comfortable at home. Whether you need help with daily tasks, specialised medical care or social support, this package offers a flexible solution for your situation.
At Homecare My Way, we’re dedicated to helping you make the most of your package. With transparent pricing, flexible care options and a focus on your unique goals, we’ll work with you to create a care plan that suits your lifestyle. Take the first step today by calling us at 1300 422 123. Let us help you live your life your way, with the support you need to thrive at home.
managing their
homecare packages
Pamela lives alone, her daughter lives close by and self manages.
Assistance with Shopping, Cleaning, Gardening and some Home maintenance.
Sanjay lives with his wife Anjali, and they need support in setting up services.
Personal care, Domestic assistance, Gardening, Physio, Social support and Respite services.
Xiuying lives with her daughters family. Together they self manage.
Nursing, Equipment, Personal care, Shopping assistance, Physio and Meal assistance.
Our difference
Care Manager is Local
Low 15% fee
More Care Hours
Friendly and Responsive
Quick Payments
Everything you need to know
Get all the knowledge from our experts
Information Guide